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1. Post 66229065 (unedited backup) (by Oluwa-btc) (scraped on Sun Dec 28 16:33:43 CET 2025) in Ever Heard Of The Paradox of Skill In Investing?:
It's always a race of skills. Those who are able to rise above the rest will come out victorious. I believe luck plays a minor role.
Yeah, it's process over outcome, but it's still all about outcome in the end. It's the long game that matters. Short-term outcomes aren't indicators of long-term success.
In a way, it's like Bitcoin investors. Those who have developed diamond hands, those who have seen the wider picture, don't care much about short-term fluctuations and the gains of those who are taking advantage of them. In a market where everybody is trying to be the strongest hodler, those who last win.
Everyone thinks skill guarantees success.But In reality,the higher the skill,the more luck decides outcomes.Investing isn’t just about being smart,it’s about surviving randomness, staying humble, and respecting the unseen forces in every market.In investing,skill is essential but it's not sufficient.Skill alone can’t protect you from volatility, but adoption and resilience do.
2. Post 66228420 (unedited backup) (by Antona) (scraped on Sun Dec 28 13:32:08 CET 2025) in Assume Bitcoin is Removed from the Market: What Happens Next?:
Well, just so you hear what you seem to want to hear, Bitcoin might not stay relevant for an infinite period of time. Today, it may be futuristic. A couple of centuries from now, it may grow obsolete.
Bitcoin is not a first cryptocurrency but it is a first decentralized and successful cryptocurrency which laid solid foundation for one of biggest innovation in human civilization history. Since 2009, Bitcoin is the King in cryptocurrency industry and with what has shown so far, Bitcoin will maintain this leading role for many years ahead.
Will Bitcoin be replaced by something better?
Who knows?
But I believe it won't happen soon, as it is super hard to have another decentralized project and blockchain like Bitcoin with an anonymous founder like Satoshi Nakamoto.
Even if Bitcoin is not the first digital currency still it manage to became most successful decentralized coin. Then it became the foundation of the whole crypto industry due to its huge success gotten for many years.
Its endurance and success gotten since 2009 and combination of absence of Satoshi Nakamoto make people think that this coin is not been controlled by anyone, This give a exceptional position which is hard to copy by other cryptocurrency in the market. Lots of project offer new innovation but they didn't match the decentralization, demand and cultural impact that's why most of new coins died then Bitcoin remains. I believe that Bitcoin will stay for many more decades and those attempt to replace it on top position will just remain dreaming that they can achieve that goal.
Exactly the endurance through multiple "Bitcoin killer" cycles proves the point, its the base layer everything else feels like an experiment or an app built on top of its ideas replacing the foundation is a fantasy when the foundation works this well.
3. Post 66228227 (unedited backup) (by Taskford) (scraped on Sun Dec 28 12:14:25 CET 2025) in Assume Bitcoin is Removed from the Market: What Happens Next?:
Well, just so you hear what you seem to want to hear, Bitcoin might not stay relevant for an infinite period of time. Today, it may be futuristic. A couple of centuries from now, it may grow obsolete.
Bitcoin is not a first cryptocurrency but it is a first decentralized and successful cryptocurrency which laid solid foundation for one of biggest innovation in human civilization history. Since 2009, Bitcoin is the King in cryptocurrency industry and with what has shown so far, Bitcoin will maintain this leading role for many years ahead.
Will Bitcoin be replaced by something better?
Who knows?
But I believe it won't happen soon, as it is super hard to have another decentralized project and blockchain like Bitcoin with an anonymous founder like Satoshi Nakamoto.
Even if Bitcoin is not the first digital currency still it manage to became most successful decentralized coin. Then it became the foundation of the whole crypto industry due to its huge success gotten for many years.
Its endurance and success gotten since 2009 and combination of absence of Satoshi Nakamoto make people think that this coin is not been controlled by anyone, This give a exceptional position which is hard to copy by other cryptocurrency in the market. Lots of project offer new innovation but they didn't match the decentralization, demand and cultural impact that's why most of new coins died then Bitcoin remains. I believe that Bitcoin will stay for many more decades and those attempt to replace it on top position will just remain dreaming that they can achieve that goal.
4. Post 66228056 (unedited backup) (by Ruttoshi) (scraped on Sun Dec 28 11:02:37 CET 2025) in How many tickets do u think should be raised before gambling site solve ur case :
I don't think users here should get any special treatment. A good gambling site should have a good support, that's regardless of where the player is coming or referred from. After all, this isn't the only place where most gambling sites are promoted. It's not as if their operations or success are somehow dependent on their presence on the forum. So, why should we be given undue priority? Any reliable gambling site should resolve tickets without discrimination.
Of course, there's no difference between forum members and other gamblers using a casino. We are all equal and should be given the same priority. A good live support and fast in resolving whatever issues gamblers are facing is the best.
Ticket resolving shouldn't be a problem to a reliable casino in order to build more confidence in gambler. Discrimination will only kill the business for casinos. What I can consider is treating the VIPs more special.
5. Post 66227605 (unedited backup) (by tbct_mt2) (scraped on Sun Dec 28 07:46:49 CET 2025) in Assume Bitcoin is Removed from the Market: What Happens Next?:
Well, just so you hear what you seem to want to hear, Bitcoin might not stay relevant for an infinite period of time. Today, it may be futuristic. A couple of centuries from now, it may grow obsolete.
Bitcoin is not a first cryptocurrency but it is a first decentralized and successful cryptocurrency which laid solid foundation for one of biggest innovation in human civilization history. Since 2009, Bitcoin is the King in cryptocurrency industry and with what has shown so far, Bitcoin will maintain this leading role for many years ahead.
Will Bitcoin be replaced by something better?
Who knows?
But I believe it won't happen soon, as it is super hard to have another decentralized project and blockchain like Bitcoin with an anonymous founder like Satoshi Nakamoto.
Rather than looking at Bitcoin's limitations that may seem to make them better alternatives, you might want to look at their limitations that challenge their very own survival.
Bitcoin is not perfect but it has its strength and advantages which can not be found in thousands of altcoins so far.
6. Post 66227491 (unedited backup) (by Jody.Drummer) (scraped on Sun Dec 28 06:48:01 CET 2025) in Junk shop:
It's usual to notice a restaurant here, coffee shop there closing shop. Where I'm living right now, computer shops, bars, and other memorable spots have turned into something else, but the junk shop nearby where kids, who are all adults now, used to sell their metal and copper scraps is still there.
What is interesting is how these junk shops are not too many across the streets that it creates that much competitions which threating the existence of some others whereby terminating them in the way that the restaurants, tea shops and what have you are littered across the streets and are turned to memory.
And with these thrift shops selling second hand goods and merchandise the price are pocket friendly for buyers and most durable than those high-end stores with high prices that very few people can afford to patronise.
You're right. In my own country and neighborhood, there are only a few secondhand shops. In fact, I only know of one in my neighborhood. I once wondered how they could make money like that, and after investigating, it turns out they actually resell the items to other parties on a large scale. This is determined by the store owner buying from the seller and the other party buying from the store owner. I've seen many people working as collectors in the secondhand shops I know in my neighborhood, so I think this business is indeed profitable.
7. Post 66219104 (unedited backup) (by DubemIfedigbo001) (scraped on Fri Dec 26 07:36:07 CET 2025) in Junk shop:
but the junk shop nearby where kids, who are all adults now, used to sell their metal and copper scraps is still there.
This is true, those junk sites hardly relocate unless the government want to do major developments across where they operate. They would always stay in business because people kinda like the idea that what they always trash can be sold for little money. That little renumeration is what keeps the junk shops booming and constantly in business.
Don't be surprised Darker45, even those adults you knew when they were kids are still in the business (As long as they still live in that area) and have sections of their house where they keep tin cans from drinks and other steel trashes until they are plenty before taking them to junk shops. In my private office space, a neighbor who I regarded a big boy visited my shop and made away with those tin cans in my trash, urging me to always keep it for him that he invites a worker of a nearby junk shop and sell it to him.
8. Post 66218754 (unedited backup) (by bounceback) (scraped on Fri Dec 26 03:46:49 CET 2025) in Junk shop:
This is true.
Here in my country, it's interesting to note that you can seldom see junk shops going bankrupt. Just this year, I went back to one of my childhood's neighborhoods. I left decades ago. The place has changed a lot. You know what remained? The popular junk shop.
It's usual to notice a restaurant here, coffee shop there closing shop. Where I'm living right now, computer shops, bars, and other memorable spots have turned into something else, but the junk shop nearby where kids, who are all adults now, used to sell their metal and copper scraps is still there.
In my place of residence, the second-hand goods shop has been around for more than a century and the shop has now been inherited by his son and until now it is still running normally, we rarely see if the second-hand goods shop suffers losses or goes bankrupt because they only spend relatively very small capital to buy second-hand goods from the community, sometimes they can even get goods without having to spend any money if there are some people who donate them for free to them so that the second-hand goods shop can get big profits with very small capital, especially since they have no business competitors so that the second-hand goods shop can survive for a very long time.
9. Post 66218720 (unedited backup) (by Alone055) (scraped on Fri Dec 26 03:15:19 CET 2025) in Junk shop:
This is true.
Here in my country, it's interesting to note that you can seldom see junk shops going bankrupt. Just this year, I went back to one of my childhood's neighborhoods. I left decades ago. The place has changed a lot. You know what remained? The popular junk shop.
It's usual to notice a restaurant here, coffee shop there closing shop. Where I'm living right now, computer shops, bars, and other memorable spots have turned into something else, but the junk shop nearby where kids, who are all adults now, used to sell their metal and copper scraps is still there.
Well, does that only means that the person is making a lot of money from the business and that's why his business is still up and running? Well, maybe he is, but this could also mean that he is very good at business management, which means that maybe he is not making a lot of money from the trash business, but he is at least making enough money for himself and his family, so he kept the business alive by managing things properly, and all other shops and places that closed down weren't able to keep up and run their businesses efficiently.
When running a business, the most important thing is to know the demands of your customers, and deliver accordingly, this could be for both regular and new customers, which means that your business should be able to adapt new trends and demands that enter the market, so that you can get new customers because of that. If you keep your business old, outdated, and boring, it won't last very long, because customers always love new things and updates or upgrades, and they will only keep coming back if they get their demands fulfilled.
10. Post 66218302 (unedited backup) (by Botnake) (scraped on Thu Dec 25 23:43:13 CET 2025) in Making payments with Bitcoins:
No, it's not the customer's responsibility to cover for the loss. The agreed price when the transaction took place is the final price.
As for the business, it's either the operator liquidate the coins right away or risk keeping it for a while to make additional profit. It's for him/her to decide. Whatever happens, it's his/her full responsibility, not the customers'.
I think this is the main hindrance to merchants adopting Bitcoin payments. If they do, they have to use payment processors that immediately convert Bitcoin sales to fiat, which is in a way pointless.
I have to agree, with the unpredictable price for bitcoin, merchants are discouraged to promote bitcoin used for paying goods and services because they themselves are even fearful if price suddenly drops its price, then they have to wait longer for its recovery before they can roll their sales and buy back again some stocks for their business.
Bitcoin is good and profitable, but I think bitcoin will be good as an investment for now, having it as a mode for payment may only be applicable when the real global adoption takes place. However, we can still use it for some selected merchants who are also accepting bitcoin and hold it as their investment.
11. Post 66211044 (unedited backup) (by CryptoYar) (scraped on Wed Dec 24 03:30:19 CET 2025) in Are people still doubting Bitcoin.:
There will always be doubters. Bitcoin can't convince everybody. But it's normal to witness former unbelievers getting converted one after another. I myself doubted Bitcoin at first when a family member introduced it to me. I thought it was some kind of a dirty investment scheme, which the world is overflowing with. You can't just embrace something new without suspicion.
However, while it's all right to admit being wrong and become a supporter, I guess it's also fine if you aren't convinced and choose to stick with the status quo instead, especially if you're benefitting so much from it. The issue it seems is with those who already saw the value of Bitcoin but can't swallow their pride.
It is natural to be suspicious of Bitcoin since world is full of scams but most people go through process of initially being doubtful about it and then eventually becoming its supporter once they realize that it is system that can be trusted over years.
Although those who gain out of current banking system will not have reason to switch, there are others who will be stuck in pride trap where they are too embarrassed to admit that they were wrong all along when they call Bitcoin useless. Although there is nothing wrong with people being comfortable with what they know, history tends to favor people who are able to admit their errors and use new technology.
It is amazing that you have overcome your doubts, and it is question whether those who continue to hold on to their pride will be eventually forced to use Bitcoin or they will avoid it forever.
12. Post 66210426 (unedited backup) (by Rikafip) (scraped on Tue Dec 23 22:39:07 CET 2025) in Which crypto exchange still lets you swap without KYC in 2025 ?:
There must be a reason provided why the funds are locked, however hazy. In the same manner that there must also be a reason provided why the KYC is rejected. And if you reached out to their support or created a ticket for this, what was the response of Binance?
Sometimes there's no logical reason for either of those two things.
I got my Binance account locked for paying something with their debit card and it took me more than a month to unlock it. Also, Revolut rejected my KYC 2 times for no reason, so I gave up. I retried several years later, and it went through without issus, using the same documents that for whatever reason failed the previous two times.
13. Post 66207164 (unedited backup) (by Maslate) (scraped on Tue Dec 23 03:45:13 CET 2025) in Any Casino Has not been Accused in this Forum? If Any It should Be A Legend One.:
So, yeah, scam accusations are indeed thrown at old and new gambling sites.
And it’s important that they have a representative who actually responds to accusations. Otherwise, whatever they invested in running a signature campaign would just be a waste, because their reputation will slowly get ruined as more and more newbies file scam accusations, even if those claims are baseless.
As of now, I still haven’t seen any reply from the casino in question.
14. Post 66206669 (unedited backup) (by JayJuanGee) (scraped on Mon Dec 22 23:15:43 CET 2025) in This is what I want to keep seeing happens to Bitcoin:
At this point in time, it seems it isn't anymore a big surprise if a company is integrating Bitcoin support. Bitcoin adoption has already gained so much acceleration especially among fintech companies like Klarna. We've already seen fintech giants taking the same decision years prior. Household names in the business like Cash App, PayPal, Revolut, and others have already paved the way so to speak for Klarna.
It's happening. They're embracing the inevitable.
Are these systems interacting? and is it possible to send and receive into the systems with private wallets rather than having to create an account within various walled gardens?
Are you referring to the payment systems of the companies mentioned? If yes, I don't think so. There isn't direct and therefore seamless interoperability between them.
I am referring to the general and ongoing risk that includes the evolution and expansion of these various platforms, and the various disinclinations that seem to exist in respect to self-custody and the use of self-custody related tools.. .and for sure, self-custody tools are likely much more difficult to monetize too, even though it is likely in the better interest of people and even the empowerment of bitcoin to have self-custodial interactions (direct to direct) or alternatively if it is also more or less easy to send and receive from self-custodial wallets to the various third party options that you listed.
As to their systems supporting deposits and withdrawals from private Bitcoin wallets, it's available,
That is not the same as being able to interact (send and receive with private wallets)
although regional policies greatly vary. If I'm not mistaken, PayPal, for example, doesn't support on-chain deposits and withdrawals to users outside the US.
Surely it seems to me that restrictions are likely to increase with the passage of time rather than to just allow transactions with private wallets...and I consider that as problematic, even though it can be difficult to get people to get used to having and/or using private wallets.
15. Post 66203562 (unedited backup) (by avp2306) (scraped on Mon Dec 22 09:37:25 CET 2025) in Any Casino Has not been Accused in this Forum? If Any It should Be A Legend One.:
Scam is an accusation that's quite handy. Even a slight delay in withdrawal could trigger a customer to shout scam. The longer you stay in the business, the higher the tendency that somebody has accused you of it. Scam has become a generic accusation of different experiences of users that cause them inconvenience. Oftentimes, it's actually the users themselves who have committed violations of the terms of casinos. But because it's them that suffer from it, they will accuse the casino of being a scam.
If I'm not mistaken, Bet25 hasn't been accused of being a scam. But it might be only because it's new here.
Unfortunately the casino you are mentioning does not actually have scam accusation.
See this one been posted yesterday on scam accusation section
BET25.COM SCAMMED ME 1874$ so seeing that we can say that almost all of casinos here have scam accusation posted against them here in forum.
Let see how they react and solve those issues.
16. Post 66203494 (unedited backup) (by _act_) (scraped on Mon Dec 22 09:10:37 CET 2025) in Any Casino Has not been Accused in this Forum? If Any It should Be A Legend One.:
Scam is an accusation that's quite handy. Even a slight delay in withdrawal could trigger a customer to shout scam.
Most scam accusations we saw on this forum are not like this, most of the time the person that is accusing the gambling site of scam would have messaged the gambling site customer care, but it can not be resolved is when they are accusing the gambling site in this forum. The probability that a slight delay in withdrawal will cause alleged scam is very low.
17. Post 66201184 (unedited backup) (by JayJuanGee) (scraped on Sun Dec 21 18:22:07 CET 2025) in This is what I want to keep seeing happens to Bitcoin:
which surely, governments are probably not very interested in respecting bitcoin's scarcity unless perhaps their own holdings are being undermined and diluted by the creation of paper claims that are not backed up by actual bitcoin, so perhaps there are going to be ongoing and persistent questions regarding how such claims to having coins get reverified on the blockchain, and the extent to which payments through various services are likely adding up to way more coins than the various third parties are actually able to prove that they have... and yes many status quo rich (and even governments) are so used to cheating and getting away with cheating, so they are going to do the same on bitcoin, yet there still might be questions in regards to the extent to which they are "called out" for their cheating or allowed to ongoingly engage in such cheating until they end up blowing themselves up...
We live in a world that thrives in dilution and falseness, therefore I would not be surprised if they have active plants to do fractional bitcoin stuff (if they are not doing them already). Perhaps they need to push a legal framework to legitimize them, but I would be very surprised if nobody is pursuing this.
The key lessons in this context are:
1) Self custody is a must. Fuck ETFs unless you are so barely old or incompetent that turning on a computer is akin to a spaceship.
2) KYC must be resisted at any cost.
Yes. It helps if there is a decent number of folks still holding their keys so that it becomes a bit more difficult to completely control aspects around the bitcoin price if no one owns their own keys.
So maybe in the end we mostly agree about various matters around bitcoin and the importance of both self custody and the existence of various ways to transact directly with bitcoin - even though we might not completely agree on how some of the systems and practices of third parties might also be related to some of our abilities to transact or the value of our transactions if bitcoin prices might be being manipulated by players who don't even have coins that they claim to have.
Sure, you might proclaim that my logic about relations in bitcoin is too loosey goosey since I want to argue that everything is related to everything else when we may well have questions in regards to how transactions are being settled and if various transactions might be being carried out by entities that do not have the coins they claim to have, even though their transactions still might end up affecting bitcoin prices (likely to the downside).. and yeah, it is a slippery slope argument to try to figure out what percentage of coins are allowed to be rehypothicated, and should the users (claimants) be allowed to recall the coins or have they contracted away their rights to recall the coins, which also hurts the price even if it can be argued that claimants voluntarily contracted away their rights to recall the coins..
I feel that I need to revisit some of the ideas from my earlier responses to you, since I feel that I might have had overly focused on the rehypothecation of bitcoin as if it were the only problem with third parties, yet many of us likely recognize and appreciate that privacy and abilities to directly transact in self-sovereign ways are connected problems.
In recent times, governments have become more friendly to bitcoin more likely as a means to try to figure out ways to get more holdings and/or transactions to be carried out through third parties rather than bitcoin's allowance of transactions to be done directly and without third parties and surely harder to trace and control bitcoin if a lot of folks are choosing to transact directly with their bitcoin and maybe not even either reporting their coins to governments or to third party custodians who are tracing coins, not transacting with others connected to third-party custodians..and surely bitcoin allows self-custody and was built around abilities to self custody and directly transact with others who have abilities to directly transact.. which not only preserves the integrity of bitcoin's supply but also makes it more difficult to either stop transactions from taking place or to involuntarily remove normies from their coins.
We should not have to fear governments since they are supposed to be acting within the interest of the public, which is all fine and dandy until they start to believe that privacy and/or self-sovereignty is not within the public interest, which frequently seems to be the case since governments seem to love control and knowing what is happening with presumptions that it is in the public interest for them to carry themselves out in such ways - so then even if it is difficult to trace governmental actions, even if private entities (or institutions) are carrying out government actions (like as if some of the private entities were either government agents or at least made to comply with government mandates) through their abilities to trace and/or freeze our transactions, then both our privacy and self-sovereignty is ongoingly put into jeopardy.
So, I think that my earlier response posts were overly focused on the integrity and provability of bitcoin's supply, yet so many of these questions of private bitcoin holdings (and abilities to directly transact) of coins versus having coins held through third parties put self-sovereignty and privacy into jeopardy, too.. .so from my point of view it remains difficult to proclaim that one aspect of bitcoin, including its being transacted through third parties, is not related to other aspects of bitcoin related to abilities to transact directly remains problematic, since bitcoin's power and perhaps its
raison d'etre come from abilities of individuals (and sure governments and institutions) to transact directly and abilities to privately hold coins, even if some folks (including governments and institutions) are contracting away their rights to directly hold the coins and/or contracting away their abilities to directly transact in them.. which yeah ends up screwing up abilities to verify the integrity of bitcoin's supply, but also screwing up self-sovereignty and privacy which also seems to be rights that individuals likely have more than governments and/or institutions.
Bitcoin is now much more widely adopted than ever before, and if this trend continues in the future, it is easy to believe that bitcoin will have in the payment systems, which will be known as a common task in financial world. Bitcoin adoption will bring about a major change in people's payment systems. Although Bitcoin is used in some cases, it has not yet been seen on a large scale. Despite the extreme opposition of governments, Bitcoin is now in high demand among the public. In the future, when governments recognize the benefits of Bitcoin and allow its use, it will start being used at all levels. We have already started to benefit from it.
I know that more adoption of bitcoin means nothing other than more success and more widespread and more stability. The more these big companies accept bitcoin, the more bitcoin becomes more available for exchange and immediately you get people to start exchanging bitcoin the more, the coin will begin to get more stable and will go beyond just seen as an investment asset like it's seen by most people.
It will also reduce its volatility because it will become more circulated in the hands of traders than it is now and if these giants continue to adopt it, bitcoin can become normal for payments. More shops will accept it like PayPal, Microsoft and Starbucks.
This is part of the dilemma - since of course, it is likely better for bitcoin to have channels to be able to be directly transacted and used, including likely needs that guys who are directly holding bitcoin can also choose to transact with and interact with anyone who proclaims to be accepting bitcoin rather than having to go through third-party entities - even though many times there are also desires for third-parties to want to get in the middle so that they can take their cut.. and then also in the context of the government having abilities to know and monitor transactions, which may or many not really be in the public interest to have all of our transactions channeled and/or monitored.
The adoption or even acceptance of Bitcoin is becoming more widespread. And it continues to grow over time. Many retail companies already accept Bitcoin, and we can see that in the United States, where its acceptance has begun to grow significantly. And on other continents the acceptance of Bitcoin is also growing rapidly. I personally believe that Bitcoin will be in every corner of every city or even village someday. And the acceptance of Bitcoin will be like the use of fiat currency. But on a larger scale and even without distance limitations in its use. Everyone around the world can conduct Bitcoin transactions without any obstacles. So the acceptance of Bitcoin has actually made it easier than fiat currency.
Transparency and the ability to conduct transactions anywhere and anytime make Bitcoin increasingly attractive for adoption by businesses and governments. With Bitcoin, you can send any amount to anyone without national borders. This allows for extremely large transactions to be executed quickly. However, I'm currently skeptical about using Bitcoin for small or everyday transactions. This is due to the transaction times, fees, and minimum transaction amounts imposed by some wallets/exchanges, which make it impossible to conduct transactions of a few dollars or even tens of dollars—CMIIW. However, I'm confident that Bitcoin usage will be even more widespread in the future, especially if efficient solutions are found to address the cost and speed of transactions.
Of course there are variations in fees, and some third parties may incentivize using their services by reduction (or elimination) of fees... and it should be the case that systems should be able to send and receive from directly on the chain or from one system or another, yet there are likely going to be ongoing battles regarding trying to channel and control and some of it might be profit motivated and other aspects may well have more sinister goals of monitoring, controlling and even inhibiting self-sovereignty by discriminating against self-hosted wallets.
At this point in time, it seems it isn't anymore a big surprise if a company is integrating Bitcoin support. Bitcoin adoption has already gained so much acceleration especially among fintech companies like Klarna. We've already seen fintech giants taking the same decision years prior. Household names in the business like Cash App, PayPal, Revolut, and others have already paved the way so to speak for Klarna.
It's happening. They're embracing the inevitable.
Are these systems interacting? and is it possible to send and receive into the systems with private wallets rather than having to create an account within various walled gardens?
I am not particularly a fan of the "buy now, pay later" concept - personally I'd rather pay for everything upfront - but this is nice to hear regardless. Anybody who needs to split up payments or something can soon do it with bitcoin, but I guess you'd have to make an account with KYC first in order to avoid running off without paying anything.
With bitcoin, we know that there could be ways to make escrow systems and KYC is not required if the collateral is provided until the full balance is paid off... but no we would not want to think too creatively about these matters, right? it is easier just to consider KYC as the solution, right?.. even though I get your point.. when any of us are already in certain systems like Klarna (or the other centralized services that were mentioned), we are already KYC'd... so it becomes easier to make sure that we are credit worthy if we are already in their system.. either we have enough balance to pay, or we have a long history with them or maybe our account with the loan/credit provider is connected with our bank account (and presumptively some credit history that may or may not be one of their requirements to provide the loan or the credit).