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Username "Darker45" occurred in the following posts (quoted and/or mentioned):
1. Post 66358152 (unedited backup) (by Hanadawa) (scraped on Sun Feb 1 07:36:31 CET 2026) in Crypto or stocks investment which is do you prefer?:
We've always been advised to diversify, however. And I agree. Although most of my worth is into Bitcoin, I do have other investments as well. Don't force yourself to choose between opportunities you can all have.
I think it's the right choice. Instead of choosing one, I prefer both. Stocks can provide more stable returns, but Bitcoin is the future, and I think it can generate greater profits. I own several stocks, and honestly, I like the dividends they offer, but as I said, dividends can't provide the same returns as Bitcoin. If you were to ask me which I prefer, my answer would definitely be Bitcoin. Despite its sharp decline to below $80,000, I believe Bitcoin still has greater potential in the future.
2. Post 66355921 (unedited backup) (by qwertyup23) (scraped on Sat Jan 31 16:19:31 CET 2026) in Can war make a country legalize gambling:
I think it is a strategic choice to allow and legalize certain activities that were once considered illegal in order to boost economic and financial conditions of a country.
Like what you mentioned OP, the best example here would be Russia allowing gambling to be played inside their country. This would not only entail a guarantee of revenue on their part but also ensure that the welfare and interest of its citizens are met.
We all know the devastating effects of war- death, poverty, and destruction. Allowing gambling to be utilized as a means of earning revenue for its country can be beneficial to both their country and the welfare of its citizens.
Just like Bitcoin, if you can't stop it, tax it instead. Why stick to a policy that isn't effective anyway, right? Especially in the case of Russia, another source of revenue for the government would be of great help.
Online gambling is right there within its territory operating despite its illegal status. It's a great potential source of badly needed additional income. Rather than let them go on with their illegal business without the government earning even a cent, why not choose to give the green light instead and earn big from them?
I definitely agree with you.
Even if some activities are considered illegal, you cannot absolutely prohibit its utilization in a given country. I do agree that taxing it would be the less means of damage that would be beneficial to both parties concerned here.
3. Post 66355704 (unedited backup) (by Achalugo BTC) (scraped on Sat Jan 31 14:59:19 CET 2026) in We don't advise this but some guy did it.:
It was a wrong thing to do, but one that eventually turned out profitable. Regardless, it was wrong.
I think it isn't wise to bet on your basic needs. You could forget about your dinner today to give way to lottery tickets. That's wrong. But it could also turn you into a millionaire. Regardless, that's wrong. I think this is the same story, albeit with different risk levels.
Even today, it might be more productive if you pawn all your belongings and use all the proceeds to buy Bitcoin and keep it for only 6 months. Again, that's still wrong.
Its wrong, which you pointed it out but that doesn't mean other people will give it a try because what work or profit others, might profit the other person, as it might turn out to be a huge mistakes that can cause damage to their achievements or plans.
That is why its good to know the difference between recklessness and risk, as it will help one to know the right to do at the right time. Which is why understanding and knowledge is important and it play a crucial role in their investment and also to minimize the loses in the future.
4. Post 66355063 (unedited backup) (by LoyceV) (scraped on Sat Jan 31 10:38:31 CET 2026) in Misleading Signature or Genius Marketing?:
It has to be that way. Otherwise, courts would be buried in all kinds of cases against ads--against soaps and disinfectants for claiming to kill 99.99% of bacteria, toothpastes for claiming to whiten your teeth, bottled and canned juice drinks for claiming to be 100% made from real fruits, and so on and so forth.
Your "solution" goes in the wrong direction: the right solution would be if ads stop being misleading

But wouldn't it be better if companies are honest? Why wouldn't they just go like, "Try our new Sunkist grape! So refreshing! Contains no actual fruit but only synthetic Methyl Anthranilate produced in a laboratory!"

Being honest would force them to stop doing questionable things.
5. Post 66350193 (unedited backup) (by Bitcoin_Arena) (scraped on Thu Jan 29 23:55:38 CET 2026) in Best place to buy XMR using BTC?:
I am here to give you another alternative.
- kycnot.me (The higher the site is rated, the better. You will also be able to see reviews from different users regarding the service of interest. Stick to reputable ones and those already vetted.)
Speaking of the site, OP should go beyond privacy ratings and trust scores. A higher rate doesn't necessarily equate to being a better service.
Eigenwallet, for example, has a perfect 10 or 100% in terms of privacy. But a user was asked for KYC when buying XMR. Whether it was bought with BTC or fiat doesn't matter; a service claiming to be fully non-KYC but asks for KYC is at the very least dishonest. Moreover, the service has 92% trust score but reviews of actual users are saying otherwise.
The service in question has not yet been verified. When you mark only verified services, it does not show up in the listings.
Secondly, the whole point of the comment/review section is for one to be able to read about user experiences with the service. On seeing such comments made there, they would have to proceed with caution when trying to use the service.
I am certain once the KYC claims are verified, the score will be updated, as it has happened with other services in the past.
6. Post 66349576 (unedited backup) (by libert19) (scraped on Thu Jan 29 21:15:25 CET 2026) in We in our 30s are truly still so young!:
97% of Buffett’s wealth was acquired after the age of 60, and 99% of it was earned after 50.
I was feeling inferior to Buffet, but since I read this, I am feeling bit better. Thank you for sharing this.
At the very least, we should have a strong and healthy body
IMO healthy brain is more important than body (I understand brain is technically also part of the body but I don't mean that way).
...
Rip me. I am feeling inferior again

7. Post 66349410 (unedited backup) (by The Sceptical Chymist) (scraped on Thu Jan 29 20:23:13 CET 2026) in We don't advise this but some guy did it.:
I don't think it's right to take a loan to speculate on any market.
OK, thanks for the clarification--when I see 'right' I don't see the same word as 'smart' which is what you meant. But I'm being a pedantic, semantic picker of nits and I absolutely agree with you in any case.
And yeah....people just buying gold/silver now are probably the kind of speculators who wind up buying high and selling low. It's true that nobody can predict the market but just looking at the 6-month price chart for both of those metals tells me that at the very least it's super risky to be buying. I tried to explain this mentality to a friend the other day, where in asset markets people want to buy when prices are rising whereas if you were out buying a washing machine you wouldn't be rushing out to buy at the highest price. It's nutty if you think about it.
8. Post 66347998 (unedited backup) (by Botnake) (scraped on Thu Jan 29 14:33:14 CET 2026) in Sports betting or slot games?:
First, there's a way to know if the game is provably fair. Well, in the first place, it's called provably fair because it is provable.
Wow! So concise, so perfect; you taught me meaning of 'Provably fair' today.
“Provable” isn’t just some random word they throw in there, when they say provably fair they usually explain it as
something that can be verified, which is basically the same idea anyway, just different wording. I’m just sharing how I usually see it explained. Provable fairness is one thing, but the house edge is still there, and even if the game is legit and verifiable, it doesn’t mean we’re suddenly going to beat the system in the long run.
9. Post 66347940 (unedited backup) (by libert19) (scraped on Thu Jan 29 14:18:50 CET 2026) in Sports betting or slot games?:
I never liked slots, I find 'em boring. I only play 'em when I am given free spins to exhaust on 'em.
...The other and I said it is sports all the way, that sports deals with more real live data and you could watch game while they running or playing and if there are any manipulation you could easily found out without any hesitant but casino game you wouldn't know if that game is provably fair or not.
Lol, that manipulation thingy is more about casino and says nothing about game itself. If it's legit casino, you can bet on either without worrying about manipulation.
Please tell me, which is more better?
Whichever works for you, my guy.
First, there's a way to know if the game is provably fair. Well, in the first place, it's called provably fair because it is provable.
Wow! So concise, so perfect; you taught me meaning of 'Provably fair' today.
10. Post 66347314 (unedited backup) (by NotATether) (scraped on Thu Jan 29 10:27:44 CET 2026) in Best place to buy XMR using BTC?:
Speaking of the site, OP should go beyond privacy ratings and trust scores. A higher rate doesn't necessarily equate to being a better service.
Which is exactly why you should check
BitMixList for xmr exchange sites.
I don't score services, I only group the ones that don't use KYC together in a group.
11. Post 66347227 (unedited backup) (by Yaunfitda) (scraped on Thu Jan 29 10:03:50 CET 2026) in [Boxing] Mario Barrios vs Ryan Garcia WBC Welterweight Title February 21:
Of course, but for that to happen, Ryan Garcia actually has to beat a champion first. That’s easier said than done, but if he really trains hard and takes it seriously, it’s still possible. Lately though, Ryan feels more like hype than substance, he’s always been good at marketing himself, but his recent fights don’t really look like the version we saw during his prime. So maybe it’s time to really test that skill again and prove it in the ring, start by beating the weakest champion in his division and go from there.
He should probably start from beating himself. He's fast becoming a nuisance in the sport. If he doesn't change from here, he'd end up fighting Youtubers pretty soon. But he's got a good market. He'll still earn some nice paycheck. It's probably only his popularity that makes him the favorite in this fight.
Yes, most likely that's what keeping Ryan still in the business of boxing. He is marketable at to this point. He knows how to create hype on his fight because of his loud and trash talking mouth. But at the end of the day, if he is going to lose again, maybe fans aren't going to buy his next fight regardless on how he promote it. Although there could still be plan B for him as what you have said, fighting the likes of the Paul brothers for another great paycheck.
But this match against Mario is his opportunity, perhaps even if he doesn't really deserve it. I hope he's realized his lessons. If not, I don't see why he'd be doing his best and do it honestly when he failed to even make weight against Haney in a much bigger break.
It's really up to him to make that decision in his chosen career. If his mentality is to become a great boxer or at least a good one, then he should take this fight seriously and win by like a knockout to bring more hype on his name and probably had a rematch with Haney to be the biggest fight and for the money.
12. Post 66347057 (unedited backup) (by KiaKia) (scraped on Thu Jan 29 09:01:19 CET 2026) in We don't advise this but some guy did it.:
It was a wrong thing to do, but one that eventually turned out profitable. Regardless, it was wrong.
I think it isn't wise to bet on your basic needs. You could forget about your dinner today to give way to lottery tickets. That's wrong. But it could also turn you into a millionaire. Regardless, that's wrong. I think this is the same story, albeit with different risk levels.
Even today, it might be more productive if you pawn all your belongings and use all the proceeds to buy Bitcoin and keep it for only 6 months. Again, that's still wrong.
The example you chose to use it very light weight, because losing a dinner is nothing comparable to losing a house if something bad happened, I can gladly choose to lose a dinner for lottery ticket than losing a house even if I can make insane amount of money, I choose the lesser risks.
I accept that part that all this is wrong, too much of risk is not good but people only thinks about what they could get but not what they would lose, as a gambler that I am, I don't even care about changing my life through gambling like many others, I am always fine turning $1 to $5.
As good as desires can be they are also as dangerous, what you choose to run after or chase can bring you down easily.
13. Post 66346458 (unedited backup) (by The Sceptical Chymist) (scraped on Thu Jan 29 01:08:43 CET 2026) in We don't advise this but some guy did it.:
We highly advise not to take any loans just to invest in Bitcoin. It's still best to have nothing to worry with monthly payments and interest as you invest in it.
While I agree with your opinion, I have to ask: who are 'we'? The way you've worded your post makes it sound like you're speaking for more people than yourself. It actually comes off like you're part of a financial advisory firm....that's not the case, is it?
It was a wrong thing to do, but one that eventually turned out profitable. Regardless, it was wrong.
<snip>
Do you mean morally wrong or some other kind of wrong? If the guy had or has a family and was refinancing their home to speculate in anything, I'd have to say that's the former (depending on other factors, including who owns the house, what their general financial situation is, etc.). But in general I think doing what he did to buy an asset as speculative as
BTC was just straight-up gambling and at the very best it was stupid. Yep, it might have turned out well--or it might not have--but getting caught up in a speculative fever of any sort that would cause you to potentially lose the kind of money involved in this case is a bad move.
But you know what? Right now I'm guessing there are people taking out loans to buy gold and silver since both have been off the charts these past few months. They aren't posting about it here, but it's hard to imagine none of that is happening.
14. Post 66344282 (unedited backup) (by john_egbert) (scraped on Wed Jan 28 14:08:07 CET 2026) in We can be CZ:
It has been said many times. And it has been proven time and time again.
Ever before
hodl became a word back in 2013, it was already the best alternative for those who can't sell before a dip and buy before a pump--something nobody can actually be accurate at, not even those
experts going around cities sharing the secrets of a
successful trader.
Hodl was born precisely because it's the best thing to do. And, of course, because the man who coined it was drunk and his "GF's out at a lesbian bar".

It's a way out of frustration and painful lessons.
Everything is presented to us properly as it is, we just need to use it

15. Post 66343937 (unedited backup) (by Invariant Core) (scraped on Wed Jan 28 12:03:43 CET 2026) in The Digital Gold Paradox:
If people hoard Bitcoin without trading it, on-chain transaction fees go down, but the price goes up. So, even if transaction fees in Sat/vB are falling, their fiat equivalent is rising. It's still worth it. Years ago, it was unimaginable for a transaction of high priority to cost 1 Sat/vB. Today, that's what's shown in the mempool. And you can broadcast a low priority transaction for as low as 0.1 Sat/vB. But the miners aren't shutting down their machines.
The key issue is the proportion, not the absolute dollar amount. For example, current transaction fees of only 0.01–0.05 BTC per block translate to about 525.6–2,628 BTC per year, just 0.0025%–0.0125% of Bitcoin’s total supply. If only such a tiny fraction of fees were used to incentivize miners, Bitcoin would already have collapsed.
Fortunately, the miners still receive a reward of 3.125 BTC per block, preventing them from surrendering and encouraging them to continue contributing significant hash power to maintain network security.
16. Post 66337274 (unedited backup) (by Tmoonz) (scraped on Mon Jan 26 15:18:31 CET 2026) in war on competition is costly :
I don't think so. It's actually competition that keeps them moving fast. The desire or the urge to innovate couldn't be as strong if there aren't any competitors they're up against. After all, it's a race. The fact that they don't want to be left behind means they need to step up the effort, the investment, the exploration, and so on. It's the competition that keeps them from being complacent.
In a very competitive market, you can't allow yourself to be always lagging behind. You could go obsolete very quickly. If there's no competition, there's much less or even no pressure at all. In such a market, there's lesser productivity.
Competition can bring variable solutions to demands which is positive in general sence of reasoning, every one would want to move forward, bring new ideas, sophisticated, efficient and what have you, if anyone can be comfortable being stagnated then such person is likely to be left behind because new ages of things will keep evolving from time to time till the end of time, there is more positivity than negativity competition can bring about, and the question is who wouldn't want to up their standard for quality and efficiency?
17. Post 66337245 (unedited backup) (by john_egbert) (scraped on Mon Jan 26 15:09:03 CET 2026) in Managed to recover what was lost? :
Nothing to recover because nothing was lost. It was all spent willingly, whether wisely or not, whether with great foresight or not.
While I don't have regrets, there are times when the number of coins we had in the past are discussed and we would wonder what it would be like if we just hodled everything until today. We'd all be a lot richer, of course, but perhaps what we did with our coins back then contributed in one way or another to adoption and to where Bitcoin is today.
I'll never have as much coin I had in the past. However hard I may try, I can't have the same amount back. But that's easy to accept.
We didn't know it at the time, so we shouldn't bother and regret it now.
It's the past. The present awaits

18. Post 66333581 (unedited backup) (by livingfree) (scraped on Sun Jan 25 15:20:43 CET 2026) in Caroline Ellison, ex of Sam Bankman-Friend is now free:
Caroline Ellison signed a plea deal that included her cooperation with federal prosecutors. Without her, the evidence presented against Bankman-Fried would not have been conclusive. In addition, she admitted that she had been manipulated by Bankman-Fried and agreed to forfeit $11 billion. She's smart and might do a lot before Sam gets out of prison.
Yeah she's smart and she's chosen the right thing to testify against Sam. But it could also be that she's washing her face.
Why do you say she "served almost four years in prison"?
She didnt spend four years behind bars. She didnt even serve the two years she was sentenced to. She wasnt even sentenced until late 2024 and was released just a few days ago, on January 21. The only reason she got out that fast is because she ratted on her ex-boyfriend.
But lets be blunt, she didnt do it out of the goodness of her heart. She was facing 110 years in prison. Ratting on Sam was her only way to ensure she gets 14-month "slap on the wrist" while he spends the next two decades behind bars.
You're right. She's saved herself for that. My timeline and mentioning of how long she's served might not be clear as I've generalized it but you're right, she's served 14 months in federal prison.
I don't really care about this news since it's not like she's ever going to go back into fintech. And actually, for her role in the big scam, that will be better for all parties, since she has shown a massive incompetence in managing large amounts of customer funds.
She might try to play the good girl in there after being released, might redeem herself but those who had known her role with that fraud will always remember her.
I understand the FTX and et al drama has left a deep trauma, but that approach won't achieve consistent legal enforcement in the long run. Sometimes a relaxed sentencing system is helpful; think of it as an incentive for those willing to choose to betray and expose something bigger. At least, this is what many law enforcement agencies use to pursue the main perpetrators of crimes.
That's how the law works, you drop one big man and they're going to give the incentive to the one who exposed them and point their fingers to.
All's fair in love and war. She's an ex-girlfriend. She's got first-hand knowledge about the financial mismanagement and irresponsibility of Sam Bankman-Fried in running FTX. And she's facing the risk of rotting in jail.
So, what else she should be fighting for except her own freedom? She's got an ill-gotten wealth, but it would most likely be seized whether she submits as a witness or not. So, there's no point fighting for it. And she's still young. Perhaps she was smart enough to do what she had to do. And now she's amply rewarded. She's free.
Yes, that's what the reward is and that freedom cannot be replaced by any amount.
19. Post 66333213 (unedited backup) (by Cryptomultiplier) (scraped on Sun Jan 25 13:25:55 CET 2026) in war on competition is costly :
I don't think so. It's actually competition that keeps them moving fast. The desire or the urge to innovate couldn't be as strong if there aren't any competitors they're up against. After all, it's a race. The fact that they don't want to be left behind means they need to step up the effort, the investment, the exploration, and so on. It's the competition that keeps them from being complacent.
In a very competitive market, you can't allow yourself to be always lagging behind. You could go obsolete very quickly. If there's no competition, there's much less or even no pressure at all. In such a market, there's lesser productivity.
Competition between two businesses offering same products and services could either be healthy or unhealthy. That is there is good competition allowing for growth and alternatives for consumers and there is the bad competition that makes such business produce failed products or services that aren't sustainable and cause more harm than good to both the economy and society at large.
Any competition that sees a similar business as a rival often focus their energy on our besting them and this reduces the drive for quality and better improved service.
In order to avoid unhealthy competitions that don't add profitable returns, a business can diversify into other arms and focus their energy and resources there and when the supposed competition sees this, they have no option than to find another competition or become clueless as to what their initial goals and vision of operations is and this is detrimental to the survival of such a business.